Whether you’re a world traveling photojournalist, a creative shooting headshots as a side hustle, or a passionate amateur – Front Row Insurance understands that cameras and lenses are more than tools of the trade; they’re a means of expression.

What many photographers do not realize is that if you have received money for your photography, your gear is now considered “commercial equipment.” This, in turn, means that your homeowner or rental insurance policy, which is intended to cover “personal” possessions, may not be covering your photography equipment. The Front Row online photographers policy covers commercial equipment.

We offer:

  • Fast online purchase with low rates   
  • An affordable minimum $350 deductible on most equipment
  • Flexible and customizable options
  • Coverage for theft, damage and fire

Front Row's Photography Insurance package is fully automated, meaning we can cut down on the administrative expenses, and pass the savings onto our customers. Note: We do not have monthly payment options for our online policies.

Here is what makes Front Row’s custom insurance for still photographers Best in Class:

Front Row Other Programs
Optional Worldwide Equipment Coverage Territory Yes Yes
Automatic $10,000 Office Contents Coverage + $5,000 in Laptop Coverage Yes Extra Charge
$15,000 of Money & Securities Yes No
$10,000 of coverage for newly acquired equipment for up to 30-days Yes Yes
Coverage for Earthquake & Flood included up to your full Equipment Values Yes No
$7,500 of Library Stock ("Portfolio") Coverage Yes No

Buy Your Policy Right Now!

Insuring your photography equipment with Front Row will be an easy and simple process that will leave you feeling confident that you are protected in the event of an insured loss.

An affordable and comprehensive photography equipment insurance package is waiting for you.

I'm grateful to have Front Row Insurance because it was easy to understand, set up and pay for. Unlike other insurance companies, there was nothing dodgy about it and I can choose what to insure. I don't have to pay for extras that don't apply to my business. Thanks, Front Row!

Jessilynn Wong Owner / Jessilynn Wong Photography