There is NO coverage under this policy for equipment while loaned, rented or leased to others. It is the responsibility of the insured to make sure the third party provides their own insurance for the equipment while in their care, custody and control. We recommend that you always have a rental agreement in place and request a certificate of insurance from the renter/borrower naming you as a loss payee up to the full replacement value of the equipment they are renting or borrowing.
Please note...
There is no coverage for injury caused by or to a participant (paid or voluntary) engaged in a shoot under the direction of an insured photographer or the Named Insured.
We recommend consulting with an attorney to draft or review any waivers to protect you from claims arising from these participants.
There is no coverage for Workers Compensation under this policy. Please check with the workers compensation board in your Province or Territory to determine the statutory required coverage you must have. If you work with unpaid individuals or participants, other than paid employees in your shoots, please consult with a lawyer to discuss waivers.
I, and all other applicants, agree to these terms and conditions. By clicking the button below I accept the terms and conditions noted in lieu of a signature.
Please note...
By checking NO, I acknowledge and agree that the operations for which this insurance applies exclude stunts or pyrotechnic activity.
If you are unsure whether activities you are planning are stunts, please contact our office.
Pyrotechic activity means the use of a device or other instrumentality that is a combination of substances, which by the agency of fire, produces an audible, visual, mechanical or thermal effect in an insured’s field of entertainment or media production.
The Stunt or Pyrotechnic Activity exclusion on the photographers policy cannot be removed. Coverage for stunts or pyrotechnics may be available under a different policy, such as a DICE producer’s policy. Please contact our office for coverage options if your operations involve stunts or pyrotechnic activity.
There is no coverage for Workers Compensation under this policy. Please check with the workers compensation board in your Province or Territory to determine the statutory required coverage you must have. If you work with unpaid individuals or participants, other than paid employees in your shoots, please consult with a lawyer to discuss waivers.
I, and all other applicants, agree to these terms and conditions. By clicking the button below I accept the terms and conditions noted in lieu of a signature.
Please note...
By checking NO, I acknowledge and agree that the operations for which this insurance applies exclude shooting underwater.
I, and all other applicants, agree to these terms and conditions. By clicking the button below I accept the terms and conditions noted in lieu of a signature.
Please note...
Please note that the coverage for photo booth or photo wall/stations under this program is limited.
Photo walls/stations:
Cannot be a permanent physical self-contained room - the station must be made of temporary walls
Are never left unattended for guests to use themselves
The photo booth / station, including the backdrop and props are not covered under the Equipment section. If you would like coverage for these items, you will need to purchase the Photographers Enhancement Package which covers up to $15,000 in Props/Sets/Wardrobe. Please note we do not offer alternative/higher limits for Props/Sets/Wardrobe at this time.
