Photographers Enhancement Pack: What is covered?
Agency and Talent Re-Shoots Costs: $10,000 - In the event of an insured loss, this coverage would cover additional costs incurred to pay talent required for a reshoot; or additional talent costs incurred by an advertising agency or advertiser.
Production Media/Media Peril: $10,000 - This coverage would provide additional costs incurred for a required reshoot due to the direct physical loss, damage, or destruction of raw film or tape stock, exposed film (developed or undeveloped), including other forms of digital drives, image capture, processing and storage. This also includes loss, damage or destruction to raw film or tape stock, exposed film (developed or undeveloped), recorded video tape, including other forms of digital drives, image capture, processing and storage caused by or resulting from the use of faulty cameras, video tape recorders, faulty sound equipment, faulty developing and faulty editing equipment.
Seizure or Quarantine: $5,000 - Covers loss incurred due to the actual or potential impairment of an insured photo shoot caused by or resulting from the seizure or quarantine of property by order of government or military authority.
Props/Sets/Wardrobe: $15,000 - Provides coverage on props, sets, scenery, costumes, wardrobe and similar property against all risks of direct physical loss, damage, or destruction during a photo shoot.
Impairment of Computer Services: $25,000 - Electronic Data Recover costs or loss incurred due to the impairment of your shoot resulting from an actual loss to electronic data or a system due to malicious programing.
The above coverage would be subject to a $500 Deductible per insured loss.