Photographers Enhancement Pack explained.
Agency and Talent Re-Shoots Costs: $10,000 - In the event of an insured loss, this coverage would cover additional costs incurred to pay talent required for a re-shoot or additional talent costs incurred by an advertising agency or advertiser.
Rented Equipment: $15,000 – The enhancement pack includes coverage for direct physical loss or damage to rented photography equipment, subject to the same terms, conditions, and exclusions as owned equipment. Note that coverage for rented equipment may be purchased separately on its own, or in addition to the $15,000 included in the enhancement pack. If both the Enhancement Pack and Rented Equipment Coverage are purchased, the limit for rented equipment will be to total of both (e.g. $15,0000 + $15,000 = total $30,000), and the enhancement pack’s $500 deductible would apply.
Production Media/Media Peril: $10,000 - This coverage would provide additional costs incurred for a required re-shoot due to the direct physical loss, damage, or destruction of raw film or tape stock, exposed film (developed or undeveloped), including other forms of digital drives, image capture, processing and storage. This also includes loss, damage or destruction to raw film or tape stock, exposed film (developed or undeveloped), recorded video tape, including other forms of digital drives, image capture, processing and storage caused by or resulting from the use of faulty cameras, video tape recorders, faulty sound equipment, faulty developing and faulty editing equipment.
Seizure or Quarantine: $5,000 - Covers loss incurred due to the actual or potential impairment of an insured photo shoot caused by or resulting from the seizure or quarantine of property by order of government or military authority.
Props/Sets/Wardrobe: $15,000 - Provides coverage on props, sets, scenery, costumes, wardrobe and similar property against all risks of direct physical loss, damage, or destruction during a photo shoot.
Impairment of Computer Services: $25,000 - Electronic Data Recover costs or loss incurred due to the impairment of your shoot resulting from an actual loss to electronic data or a system due to malicious programing.
The above coverage would be subject to a $500 Deductible per insured loss, except for Theft from an Unattended Vehicle, which is subject to a $2,500 Deductible. Out of country claims (outside Canada/USA) are subject to a $750 deductible. ×