Whether you’re a world traveling photojournalist, a creative shooting headshots as side hustle, or a passionate amateur – Front Row Insurance understands that cameras and lenses are more than tools of the trade; they’re a means of expression.

What many photographers do not realize is that if you have received money for your photography, your gear is now considered “commercial equipment.” This, in turn, means that your homeowner or rental insurance policy, which is intended to cover “personal” possessions may not be covering your photography equipment. The Front Row Online photographers policy covers commercial equipment.

Many Canadian photographers have come to recognize Front Row as the industry’s best coverage – and rely upon us to protect these most valuable assets.

We offer:

  • Fast online purchase with low rates   
  • An affordable $350 deductible on equipment
  • Flexible and customizable options
  • Policies in minutes with no need to speak to a broker
  • Coverage for theft, damage, fire, and loss of use

There is no need to speak to a broker and an insurance company underwriter is not involved so the cost to process an insurance policy is much less online and we have passed the savings on in the form of a less expensive policy.   

Here is what makes Front Row’s custom insurance for still photographers Best in Class:

Front Row Other Programs
No Minimum Premium Yes No
Worldwide Equipment Coverage Territory Yes Yes
Automatic $10,000 Office Contents Coverage + $5,000 in Laptop Coverage Yes Extra Charge
$15,000 of Money & Securities Yes No
$10,000 of coverage for newly acquired equipment for up to 30-days Yes Yes
Commercial General Liability is available on a stand-alone basis Yes No
Coverage for Earthquake & Flood included up to your full Equipment Values Yes No
$7,500 of Library Stock ("Portfolio") Coverage Yes No

Buy Your Policy Right Now!


Insuring your photography equipment with Front Row will be an easy and simple process that will leave you feeling confident that you are protected in the event of an insured loss.

An affordable and comprehensive photography equipment insurance package is waiting for you.